William Allan Wealth Management · Our Services
Because It's Not Just What You Make - It's What You Keep.
Full-service tax planning is a year-round process woven into broader financial decisions. As Certified Public Accountants, we help clients evaluate tax-sensitive strategies in light of current law and their individual circumstances.
Tax preparation shouldn't be a year-end scramble. From account selection and capital gains planning to Required Minimum Distribution analysis, we help clients consider strategies intended to improve after-tax outcomes while staying aligned with their broader financial plan.
What We Help You Achieve
Reduce Taxes Owed
Evaluate deductions, credits, exemptions, and timing strategies such as retirement contributions or capital gains planning with the goal of improving after-tax outcomes under current law.
Maximize After-Tax Income
Structure income and investments with an eye toward after-tax outcomes, while recognizing that results depend on market performance, tax law, and your individual return profile.
Avoid Surprises
Use forecasting and ongoing planning to reduce the likelihood of unexpected tax bills throughout the year.
Optimize Timing
Defer income or accelerate deductions to shift tax liabilities to more favorable years, aligned with your overall financial plan.
Stay Compliant
Work with a CPA-led team focused on filing accuracy, process, and documentation. No adviser can guarantee audit outcomes or the absence of penalties.
Coordinate with Investments
Our CPA-led team coordinates investment decisions with your broader tax picture, including harvesting losses, managing gains, and evaluating account placement where appropriate.
Tax Strategies We Employ
- Tax-loss harvesting to offset capital gains
- Roth conversion planning and backdoor Roth strategies
- Required Minimum Distribution (RMD) optimization
- Qualified Opportunity Zone investments
- Charitable giving strategies (DAFs, QCDs)
- Business owner deductions and entity structuring
- Capital gains timing and rate optimization
- Estate and gift tax planning coordination
- Employee stock option and RSU tax planning
- Social Security benefit optimization
Why CPA-Led Tax Planning Matters
Year-Round Strategy
Unlike traditional accountants who only engage at tax season, we integrate tax planning into every financial decision throughout the year.
Integrated with Investments
Because we consider both investments and taxes, we can coordinate planning decisions across those areas when appropriate.
Proactive, Not Reactive
We monitor tax law developments and revisit planning ideas throughout the year, recognizing that opportunities and rules can change.
How Tax Services Are Billed
Tax planning and preparation is engaged and billed through Crawshaw CPAs, our affiliated CPA practice, under a separate agreement from your investment management relationship.
Frequently Asked Questions
What is the difference between tax planning and tax preparation?
Tax preparation files last year's return, while tax planning is a year-round process that shapes decisions before they happen. William Allan integrates planning into investment and financial choices throughout the year, rather than reacting at filing season.
Who handles the tax work at William Allan Wealth Management?
The same team that manages your investments. Tax planning and preparation is handled in-house by Certified Public Accountants, so the people who see your portfolio are the people who see your return. Tax services are engaged and billed through Crawshaw CPAs, the firm's affiliated CPA practice.
How does tax planning coordinate with my investments?
Investment and tax decisions are managed together. That includes harvesting losses to offset gains, timing capital gains, planning Roth conversions, and considering which accounts hold which assets, all aligned with your broader financial plan.
When should I start tax planning?
Tax planning works best year-round, not at the year-end deadline. Ongoing forecasting reduces the chance of surprise tax bills and creates more time to act on opportunities such as RMD strategies, charitable giving, and income timing.
Where is William Allan Wealth Management located?
William Allan has offices in Long Beach, California and Fort Collins, Colorado, and works with individuals, families, and business owners in those regions. The firm is independent and fee-only, acting as a fiduciary.
Start keeping more of what you earn.
Schedule a free consultation to explore your tax planning opportunities.