William Allan Wealth Management · Our Approach
Designed for Real Life. Backed by Discipline.
At William Allan, our strategies are tailored to each client's goals, constraints, and time horizon. From tax planning to portfolio management, our process emphasizes long-term thinking, risk awareness, and ongoing review.
Our Three Strategies
Core Equity: Long-term growth through concentrated equity investing.
We may build portfolios of companies we believe have strong fundamentals, long-term growth potential, and disciplined valuation entry points, while recognizing that equity investing involves risk and periods of volatility.
Income+: Personalized income now, with growth for the future.
Tailored for retirees and income-focused investors, our Income+ approach blends income-producing assets with growth-oriented holdings in an effort to balance current cash flow needs with long-term planning.
Complex Scenarios: Not every client fits neatly into a standardized financial plan.
We work with clients facing concentrated stock positions, business exits, multi-generational wealth transfers, and charitable giving decisions that require coordinated planning.
What Core Equity Looks For
- Sustainable growth potential (in our opinion)
- Positive Economic Value Added (EVA)
- Distinct competitive advantages
- Proven, capable leadership
How Income+ Works
Step One: Lock in Your Income
We begin by constructing an income-oriented allocation using dividend-paying stocks, preferred stocks, REITs, utilities, and bonds, with the goal of supporting cash-flow needs while recognizing that income levels and principal values can fluctuate.
Step Two: Grow What You've Built (+)
Longevity risk - the possibility of outliving your assets - is a very real concern. That's why growth doesn't stop at retirement. We continue to strategically incorporate equities into your portfolio to support long-term appreciation and preserve your income-producing base.
Frequently Asked Questions
What investment strategies does William Allan offer?
William Allan offers three: Core Equity for long-term growth, Income+ for retirement income paired with continued growth, and Complex Scenarios for concentrated stock positions, business exits, and multi-generational wealth transfers. Each is tailored to the client's goals, constraints, and time horizon.
How do I know which strategy is right for me?
The right strategy depends on your goals, income needs, time horizon, and tolerance for risk. William Allan reviews your situation and tailors the approach rather than placing you in a standardized model.
Does William Allan use model portfolios or templates?
No. Portfolios are built around each client rather than off-the-shelf templates. Allocations, holdings, and income sources vary from client to client.
What is the Income+ strategy?
Income+ is built for retirees and income-focused investors. It blends income-producing assets such as dividend stocks, preferred stocks, REITs, and bonds with continued growth exposure to help address longevity risk.
Can my strategy change over time?
Yes. Strategies are reviewed on an ongoing basis and adjusted as your circumstances, income needs, and the markets change.
Find the strategy that fits your life.
Schedule a free consultation to talk through your goals, income needs, and time horizon.