Individuals

For individuals, we work with clients who share our long-term commitment to true wealth building.  In our experience, success can be achieved with a lifetime focus on wealth planning, tax analysis, and portfolio management.

Setting the Foundation
(Years 1-15)

Go Go Growth Mode
(Years 16-30)

Income First Mode
(Years 31-
)

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The Vision

 

Our goal for ALL clients is the same: build wealth, so one day you can use that wealth to create income.  A great way to build wealth is to 1) Know where you are headed (Wealth Planning), 2) Minimize your expenses (Tax Analysis), 3) Maximize your investment returns (Portfolio Management) and stay invested for the long-term.  It really is that simple and straightforward.

 

While all aspects are important, each one takes on a different level of urgency depending on where you are in the wealth building journey.  For instance, at the outset, identifying your goal(s) is the most important.  Whereas in the 2nd stage, when your earned income level is at its highest, portfolio management takes on a greater importance.  Lastly, your ability to minimize your tax liability jumps to the forefront in retirement.

 

Together, we successfully navigate this journey to arrive at the end goal: A dignified retirement where money is not a concern!

Wealth Management At The Core

 

With wealth comes many other responsibilities in your financial life… not the other way around.  Hence, we believe building and managing wealth is at the center of all things personal finance related.  See the chart below:

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For example, you have very little need for an estate plan if you don’t have assets worth protecting in said estate.  As stated above, investing is a lifetime journey.  Along the way, you will have other financial needs (to which we have colleagues to assist when necessary) to protect your wealth/assets.  But, keeping an eye on building and managing wealth will never disappear.