The Ignite Program

Because It’s Never Too Late to Start Investing with Purpose

For many individuals, turning 50 brings a new sense of urgency around retirement planning. With the finish line coming into view, the realization often hits: “It’s time to get serious... but did I wait too long?” If this sounds familiar, you’re not alone — and you’re not out of options.

Who We Built This For:

Business Owners
Entrepreneurs who prioritized building their companies over retirement savings — only to realize their business may not yield the financial return they once expected.

Future Pensioners
Employees who relied on a pension plan to fund their retirement, only to discover it doesn’t fully replace their pre-retirement income.

Misallocated 401(k) Savers
Diligent contributors who never reviewed their investment mix — and now see that a significant portion of their portfolio has underperformed due to overly conservative allocations.

Why It’s Not Too Late

Higher Earning Potential
In your 50s, you’re likely earning more than ever before. With reduced household expenses, you may have more discretionary income available — and that can dramatically accelerate your portfolio growth through increased contributions.

Catch-Up Contributions
At age 50 and beyond, the IRS allows you to contribute more to your 401(k) — currently up to $30,000 annually. This is the most tax-efficient time in your life to take advantage of these benefits, especially if you’re in a higher tax bracket.

A Smarter Investment Strategy
Many investors in this situation have been told to play it safe — but safety can limit growth. Our approach focuses on equity-based investments (stocks, ETFs, mutual funds) to help your portfolio not only generate income but grow aggressively during these crucial savings years.

The Bottom Line

You may be starting later than you hoped, but that doesn’t mean it’s too late. With the right strategy, increased contributions, and a disciplined equity-based approach, you can still build a meaningful retirement portfolio.

Yesterday may have been the best time to start. But today is the second-best — and it’s right on time.

Think it’s too late to start? You’re not alone.. and that’s exactly why this program exists!