Your Portfolio Is Like Your Golf Game

Most golfers don’t need new clubs.

They need to stop overcorrecting.

Pulling out driver when it should’ve been a 4-iron. Chasing the pin instead of hitting the middle of the green. Trying to “fix their swing” mid-round.

That’s exactly how most people manage their money, too.

They jump from strategy to strategy, reacting emotionally, without any real plan or discipline.

Great golfers — and great investors — know this:

The goal is consistency, not perfection.

Course Management = Wealth Management

Golf is a thinking person’s game.

You can have a perfect swing and still shoot 90 if your course management is bad.

Wealth works the same way.

Most people have strong income, decent savings, and even a good advisor…

But they’re not thinking through:

Sequence of withdrawals

Tax efficiency

Portfolio simplicity

Legacy structure

They’re just hitting the ball — not playing the course.

At William Allan, we help investors think in terms of decades — not just markets.

Because what’s the point of a beautiful swing if you never get out of the rough?

Stop Chasing Flags

“Middle of the green” is boring advice.

But it saves rounds.

And “stay invested” is boring advice.

But it builds wealth.

The longer I work with investors, the more I see the same thing:

People get in trouble when they chase flags — in golf or in markets.

The trick isn’t to find the hottest stock or the biggest win.
It’s to make fewer mistakes, stay in play, and let the strategy compound.

Private investing should feel like playing 72 holes with a quiet, confident rhythm.

The Walk to the First Tee

There’s something powerful about walking to the first tee with the right group.

Nobody’s showing off.
Nobody’s scrambling.
Just confident, quiet intention.

That’s exactly what it feels like when you finally find a portfolio strategy that fits.

Not the one you saw on CNBC. Not the thing your buddy is doing.
But a well-built, long-term portfolio you can walk with for decades.

I’ve seen how powerful that clarity can be — and I love helping people get there.

If you’ve been playing the wrong round with your money… it’s never too late to restart.

Nothing contained herein this letter should be considered investment advice, research or an invitation to buy or sell any securities