William Allan Wealth Management · CPA-Led Advice in Fort Collins

A CPA Financial Advisor in Fort Collins

Fee-only portfolio management and CPA-led tax planning from one fiduciary team, at 3711 John F Kennedy Parkway in Fort Collins.

Our Fort Collins office is at 3711 John F Kennedy Parkway, Suite 420. Northern Colorado is not short of financial planners and it is not short of accountants. What is scarce is the two of them in one room, and the gap between them is where the expensive mistakes live: a conversion sized without the Colorado return in view, distributions taken in the wrong order, an S corporation salary set once and never revisited. Jason Crawshaw, CPA, is the firm's Chief Executive Officer and works directly on client tax matters. The tax side here is not a referral down the hall.

One Model for Federal and Colorado

Both Returns, One Team

Colorado's flat state rate makes the arithmetic simpler than California's, not less consequential. A conversion, a sale, or a distribution still lands on two returns, and both are prepared by the people who can see the portfolio.

Led by a CPA, Not Partnered With One

The firm's Chief Executive Officer, Jason Crawshaw, is a Certified Public Accountant who works on client tax matters. Tax work is done inside the practice rather than handed to an outside relationship.

Planning While the Year Is Open

Preparation looks backward at a year that has already closed. Planning happens in the months when income timing, loss harvesting, and conversion sizing are still choices. That is most of what this office does between filing seasons.

You Are Not the Courier

In the usual arrangement the client carries information between an advisor and an accountant, and anything they do not think to mention does not get mentioned. One team on both sides removes that dependency.

Fee-Only, and a Fiduciary

William Allan is paid by its clients, not by commissions or third-party payments for recommending products, and acts as a fiduciary. Registered with the SEC as an investment adviser since 2004; the firm's record is public under CRD 133147.

What Brings People to This Office

A Retirement Transition in Northern Colorado

Withdrawal order, Social Security timing, Roth conversion sizing, and required distributions interact with each other, with the Colorado return, and with Medicare premium brackets. That is one decision with several moving parts, not several separate decisions.

S Corporation and Pass-Through Owners

Reasonable salary, distributions, the qualified business income deduction, and retirement plan contributions all pull against one another. The common pattern is a salary figure set once at formation and never revisited against the portfolio or the return.

Concentrated Stock or Equity Compensation

A holding that grew into most of the balance sheet, or restricted stock from an employer headquartered somewhere else, needs the sale sequenced against both returns rather than decided on instinct.

A Move From a High-Tax State

Arriving from California or another high-tax state rarely severs the tie cleanly. Income sourced to the former state can keep generating a filing obligation for years, and residency is a question of facts rather than of a forwarding address.

How the Fort Collins Office Is Set Up

Investment Management

Fee-only and fiduciary, through William Allan, an investment adviser registered with the SEC since 2004. Form ADV and Form CRS are public filings under CRD 133147.

Tax Planning and Preparation

Engaged and billed through Crawshaw CPAs, our affiliated CPA practice, under an agreement separate from investment management. The same team, a separate engagement.

Legal Documents

Wills, trusts, and powers of attorney are drafted by a Colorado attorney, not by us. We keep account titling, beneficiary designations, trust funding, and portfolio liquidity aligned with them.

Where We Meet

3711 John F Kennedy Parkway, Suite 420. Clients come from Fort Collins, Loveland, Windsor, and the surrounding Front Range communities, and there is no separate office for any of them.

Six Questions Worth Bringing to the First Meeting

• Are the S corporation salary, the distributions, and the portfolio being decided together, or one at a time?
• What does a Roth conversion actually cost once Colorado tax and Medicare premium brackets are both counted?
• After a move, is out-of-state source income still being reported the way the former state expects?
• In what order should required distributions, qualified charitable distributions, and taxable withdrawals happen this year?
• Are estimated payments sized to this year's income, or still running off last year's return?
• Who prepares the return, and do they see the year's trades before December 31?