How Families Can Prepare for the Wealth Transfer of Our Time
Over the next 20 years, more than $80 trillion will be passed down from one generation to the next. It’s the largest shift of wealth in history. For many families, that transfer brings opportunities—but also challenges if planning isn’t in place.
The good news: with some preparation, you can make sure your wealth is preserved, your taxes are minimized, and your legacy is carried on the way you want.
Why Planning Matters Now
Families often think of estate planning as something to do “later.” But rules are changing quickly—tax thresholds are tightening, investment choices are multiplying, and inheritances can feel overwhelming to those receiving them. Acting early gives you control and peace of mind.
Common Risks to Watch Out For
Taxes eating into your estate: Without planning, a large portion of wealth can be lost unnecessarily.
Unprepared heirs: Many children and grandchildren aren’t equipped to manage sudden wealth.
Outdated documents: Old wills or missing beneficiary designations can cause costly delays and even family disputes.
Smart Ways to Protect Your Legacy
Keep documents current: Wills, powers of attorney, and beneficiary designations should be reviewed every few years.
Think tax-smart: Strategies like trusts, gifting, or charitable giving can reduce how much goes to the IRS.
Educate heirs early: A little financial guidance today can help prevent missteps tomorrow.
Align investments with your goals: Make sure your portfolio reflects not just returns, but your family’s values and vision.
Helping Families Across Generations
Our role is to simplify this process. We work with families to:
Build coordinated plans that bring together tax, investment, and estate strategies.
Guide heirs so they feel prepared, not overwhelmed.
Keep the focus on what matters most—your family’s goals, values, and future.
The Bottom Line
This wealth transfer is already underway. The families who take small steps now—updating documents, starting conversations, building strategies—will be the ones who pass down not just money, but confidence and security.
If you’d like to talk about how your family can prepare, we’re here to help.
Nothing contained herein this letter should be considered investment advice, research or an invitation to buy or sell any securities
